Our Compliance Solutions

Our proactive and personal approach to customer service comprises:

· Conduct initial fact finding consultation to establish the plan's goals & objectives.

· Present customized plan design illustration & fee disclosures.

· Discuss & complete plan design questionnaire.

· Produce proper legal plan documents and participant communications.

· Provide daily access to compliance consultation & provision advice.

· Monitor on-going plan activity for compliance issues and law changes.

· Consult on redesign options to meet current business structure and objectives.

At the end of each plan year, we will collect and analyze payroll & plan related data in order to complete the mandatory Internal Revenue Service (IRS) and Department of Labor (DOL) testing and notice requirements.  Our basic service package includes:

· Average Deferral Percentage & Average Contribution Percentage testing.

· Top Heavy & Coverage testing.

· Annual Additions, 401(k) and Catch-Up limit testing.

· Employer tax deductions limit advisement.

· Profit sharing & forfeiture allocations.

· Safe Harbor allocation & required notices.

· IRS form 5500 preparation and electronic filing.

· Annual Plan Sponsor report.